How can I apply for a loan?
You can apply online by filling out the loan application form or visiting our branch.
What documents are required for a personal loan?
Basic documents include ID proof, address proof, income proof, and bank statements.
How much time does loan approval take?
Usually within 24-48 hours after submitting complete documents.
What is the interest rate for Dream4Loan personal loans?
Interest rates vary between 10% - 15% per annum, based on your credit profile.
Can I repay the loan early?
Yes, prepayment is allowed with minimal or no charges depending on your loan terms.
Is there a processing fee for loans?
Yes, processing fees are 1-2% of the loan amount.
What if I miss an EMI?
Missing EMI can affect your credit score and may attract penalties.
Can I take a loan with low credit score?
Yes, but the interest rate may be higher or you may need a guarantor.
Can I apply jointly with a co-applicant?
Yes, having a co-applicant can increase your eligibility.
How can I contact Dream4Loan for help?
You can reach us via email, phone, or visit our Noida Sector 4 office.