At Dream4loans, we are deeply grateful for your trust in our services. We are committed to maintaining the highest ethical standards in how we collect, process, and protect your personal data. Your privacy and safety are our top priorities.
We understand that sharing personal information can raise genuine concerns. That’s why we take our responsibility seriously and strictly follow strong data protection guidelines to ensure your peace of mind. At Dream4loans, earning and keeping your trust is at the core of everything we do.
This Privacy Policy applies to all projects, websites, and services operated by Dream4loans that link to our official homepage at www.dream4loans.in (referred to as the "Website"). We strongly encourage you to review our Terms of Use, available on the Website. By accessing or using the Website, Application, or any of our Services, you acknowledge and agree to the terms of this Policy.
If you do not agree with this Policy, we respectfully ask you to discontinue use of the Website, Application, Products, or Services. We value transparency and clarity in our communication with you.
By accepting this Privacy Policy, you explicitly authorize Dream4loans to collect, store, use, share, and otherwise manage your personal data as outlined here. Our goal is to ensure you clearly understand how your information is collected and handled when you use our services.
We are dedicated to delivering top-quality financial solutions while protecting your privacy using secure, reliable methods.
Information We Collect
Dream4loans may collect various types of information to enhance and personalize your experience:
Personal Identifiers: Such as your name, phone number, and date of birth.
Financial Information: Including bank account or card details required during loan processing. This data is handled with high confidentiality and protected with industry-standard measures.
Transactional Records: We maintain detailed records of transactions, such as loan applications, payments, and communication history, to serve you better.
Third-party Data: With your permission, we may access data from platforms such as Facebook or Twitter. This is done strictly as per your privacy settings and consent.
How We Use Your Information
Dream4loans uses your data to:
- Process loan applications and determine eligibility.
- Provide prompt and effective customer support.
- Fulfill legal obligations including fraud detection and anti-money laundering compliance.
- Improve our website and services based on user interaction data.
Information Sharing
We respect your privacy and only share information when necessary:
- With trusted partners like credit bureaus and service providers who support our operations. They follow strict data privacy standards.
- To comply with legal requirements such as court orders or regulatory demands.
- During business transitions such as mergers or acquisitions, where your data may be transferred responsibly.
We never share your personal information with third parties for marketing purposes.
Data Retention
We retain your personal data only as long as needed to fulfill the purposes for which it was collected and to comply with legal obligations. Once that period ends, we safely delete or anonymize the data.
Your Rights
You have full control over your data and the right to:
- Access your personal information held by us.
- Request corrections or deletions of incorrect or unnecessary data.
- Withdraw your consent at any time, although this may affect our ability to provide certain services.
Cookies
We use cookies to understand user preferences and enhance your experience. These are only used with your consent and in accordance with this policy.
Security
We implement strict security protocols to protect your personal information. While no online system is entirely risk-free, we continuously monitor and update our security practices.
Policy Changes
We may update this Privacy Policy from time to time. We encourage you to revisit this page regularly to stay informed. Continued use of our services after changes indicates your acceptance of the updated policy.
Grievance Redressal
At Dream4loans, your satisfaction is important to us. If you have any concerns regarding your privacy or our practices, we are here to assist you. We are committed to resolving any issues with fairness and transparency, as per Indian laws and regulations. Legal matters, if any, will be handled under jurisdiction of Delhi, India.